What does it mean to be a guarantor?

Samtrygg perform a credit check of the tenant. If the tenant isn't creditworthy, a family member, friend, or colleague can step in as a guarantor for the tenant. This means that both the tenant and guarantor will sign the lease, but the guarantor will sign the lease as a guarantor and not as a tenant. 

In the event that a debt is not paid by the tenant, Samtrygg can demand the guarantor of the debt immediately after it has become due for payment. Legally, this is called a "proprieborgen" and is referred to as "Borgensman - såsom för egen skuld". Put simply, this means that the guarantor is just as liable to pay the debt as if they had entered into the lease themselves.

The commitment as guarantor can be terminated until the end of the month that occurs at the latest after nine months from the time of termination. However, this may only be done so that the termination takes effect no earlier than two years from the beginning of the guarantee commitment. The guarantor's termination must be in writing and addressed to the landlord. The termination must be sent by registered letter.